Remote Mortgage Underwriter (DE / CHUMS) Job at CruiTek – Remote

DE (Direct Endorsement) Underwriter (remote: TX, OH, AZ, NM, OK)

Remote Position but candidates must live in one of these states: TX, OH, AZ, NM, OK

Full-Time Direct Hire – Salary up to 130K / year

Please be sure to list DE / CHUMS Certification or direct endorsement experience on your Resume/Application.

Summary: DE Mortgage Underwriter provides quality loans for the company by underwriting and evaluating mortgage loan applications.

Education and/or Experience

Two (2) to Five (5) years DE Underwriting;

Two (2) to Five (5) years FHA, VA, Conventional and JUMBO underwriting experience preferred;

CHUMS certification preferred; and

LAPP preferred.

Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Must be proficient with FNMA, FHLMC, FHA, VA and other special loan programs;

Must be proficient in Microsoft Office software;

Must have basic understanding of accounting and finance;

Must have knowledge of all applicable federal and state laws and regulations and knowledge of Bank policies and procedures preferred;

Must have analytical, decision-making and problem solving skills;

Must have strong attention to detail, and organizational, interpersonal, effective communication skills including customer relation skills;

Must work independently, be self motivated, reliable and flexible;

Must be able to pass credit and background screening process.

Essential Duties and Responsibilities include the following:
Evaluates loan risky verifying loan application information; verifying application information against loan criteria guidelines and standards;

Reviews and verifies all items provided by the borrowers and ensures that they meet the FNMA, FHLMC, FHA, VA and Investor required guidelines;

Ensures that all investor guidelines as well as Federal guidelines are met;

Underwrites loan files that fall out of the automated project plan;

Work is performed for most complex assignments;

Clarifies risk by requesting additional information;

Provides information by answering questions; responding to requests;

Maintains customer confidence by keeping application information confidential;

Provides loan control information by collecting, analyzing and summarizing data and trends;

Reviews and underwrites for consumer and mortgage loans originated in the assigned regions, assuring compliance with all credit policies and consumer and mortgage lending regulations; assures that the credit quality of the portfolio remains within standards established by senior management; and

About the Company

Company: CruiTek –

Company Location:  Remote

Estimated Salary:

About CruiTek -