Remote Mortgage Underwriter (DE / CHUMS) Job at CruiTek – Remote
Remote Position but candidates must live in one of these states: TX, OH, AZ, NM, OK
Full-Time Direct Hire – Salary up to 130K / year
Please be sure to list DE / CHUMS Certification or direct endorsement experience on your Resume/Application.
Summary: DE Mortgage Underwriter provides quality loans for the company by underwriting and evaluating mortgage loan applications.
Education and/or Experience
Two (2) to Five (5) years DE Underwriting;
Two (2) to Five (5) years FHA, VA, Conventional and JUMBO underwriting experience preferred;
CHUMS certification preferred; and
Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Must be proficient with FNMA, FHLMC, FHA, VA and other special loan programs;
Must be proficient in Microsoft Office software;
Must have basic understanding of accounting and finance;
Must have knowledge of all applicable federal and state laws and regulations and knowledge of Bank policies and procedures preferred;
Must have analytical, decision-making and problem solving skills;
Must have strong attention to detail, and organizational, interpersonal, effective communication skills including customer relation skills;
Must work independently, be self motivated, reliable and flexible;
Must be able to pass credit and background screening process.
Essential Duties and Responsibilities include the following:
Evaluates loan risky verifying loan application information; verifying application information against loan criteria guidelines and standards;
Reviews and verifies all items provided by the borrowers and ensures that they meet the FNMA, FHLMC, FHA, VA and Investor required guidelines;
Ensures that all investor guidelines as well as Federal guidelines are met;
Underwrites loan files that fall out of the automated project plan;
Work is performed for most complex assignments;
Clarifies risk by requesting additional information;
Provides information by answering questions; responding to requests;
Maintains customer confidence by keeping application information confidential;
Provides loan control information by collecting, analyzing and summarizing data and trends;
Reviews and underwrites for consumer and mortgage loans originated in the assigned regions, assuring compliance with all credit policies and consumer and mortgage lending regulations; assures that the credit quality of the portfolio remains within standards established by senior management; and
About the Company
Company: CruiTek –
Company Location: Remote